Lake Tahoe Real Estate Current Mortgage Rates
Lake Tahoe real estate mortgage rates are still holding up, though higher than they were few months ago. Low Lake Tahoe real estate mortgage rates are driving both the activity and the prices up. Click to search Lake Tahoe MLS.
Current Lake Tahoe Real Estate Mortgage Rates:
| Owner Occupied Rates: | RATE: | POINTS: | APR: |
| 30 year fixed conforming | 4.375% | 1 | 4.494% |
| 15 year fixed conforming | 3.5% | 1 | 3.714% |
| 5 year ARM | 3.25% | 1 | |
| 30 year fixed Hi-Balance
(Con-Fumbo) |
4.625% | 1 | 4.742% |
| 30 year fixed Jumbo | 4.625% | 1 | 4.734% |
| Second Home Rates: | |||
| 30 year fixed conforming | 4.375% | 1 | 4.494% |
| 30 year fixed Jumbo | 4.625% | 1 | 4.737% |
| Investment Home Rates: | |||
| 30 year fixed conforming | 4.75% | 1 | 5.123% |
| CONFORMING: $417,000 (This is nationwide, for all counties, and considered “permanent”)
“CONFUMBO”: Nationwide cap ‐ $625,500 o Nevada County: $477,250 o Placer County: $474,950 JUMBO: Everything above each county’s “Confumbo” limit. |
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