Health Fair July 14 & 15 in Kings Beach! Preventive Health Screenings for Really Cheap!
North Tahoe Event Center
8318 North Lake Blvd., Kings Beach
(877) 487-7324 – Appointments recommended
Get thousand’s of dollars of preventive health screenings, not normally performed during a routine office visit, at a fraction of a hospital’s cost!
- Stroke/Carotid Artery Disease
- IMT Measurement – heart attack
- Abdominal Aortic Aneurysm
- Full Panel Cholesterol
- EKG (12 lead)
Summer price: $225
- Kidneys U/S
- Gall Bladder U/S
- Liver U/S
- Abdominal Aortic Aneurysm
- Spleen U/S
- Thyroid U/S
- Pancreas U/S
- Uterus & Ovaries (Ladies)
- Carotid(STROKE)Arteries (These arteries are checked for “fatty or calcified” plaque.) $45
- IMT-Intima/Media Thickness (Part of the common carotid artery is measured to evaluate plaque
- thickness that strongly correlates with coronary heart disease/heart attack.) *$95
- Uterus and Ovaries (Imaged for fibroids, cysts, enlargement, etc.) $45
- Liver (Check the liver for cysts, hemangiomas, masses, etc.) $45
- Gall Bladder (Gallbladder is checked for gallstones, sludge, etc.) $45
- Pancreas (Pancreas is imaged for abnormalities seen.) $45
- Spleen (Checked for calcifications, enlargement, cysts, etc.) $45
- Thyroid (Check the thyroid for nodules, calcifications, cysts, etc.) $45
- Aortic (RUPTURE) Artery (Checking for aneurysm and plaque.) $45
- Kidneys (Checked for stones, hydronephrosis, enlargement, cysts, etc.) $45
- Osteoporosis-bone loss (Ultrasound machine is used to check for bone loss) $45
- ABI Ankle-Brachial Index (Ankle & arm B/P are compared to detect blocked leg arteries.) $45
- Comprehensive Metabolic Panel (ALB, ALP, ALT, AST, BUN, Ca, tCO², CI¯, CRE, GLU, K+, Na+, TBIL, TP.) $95
- Full Panel Cholesterol/Glucose (Total cholesterol, HDL, LDL, triglycerides, etc.) $45
- Liver Function-ALT (Screening liver for basic function.) $45
- EKG-12-lead electrocardiogram (To detect arrhythmias, past heart attacks, etc.) $45
- Urinalysis (Urine is checked for: pH, blood, glucose, protein, etc.) $45
- PSA-Prostate Cancer (Checks for a specific antigen associated with prostate cancer.) *$60
- Colorectal/Colon Cancer (Sensitive take-home kit to check for blood in the stool.) $20
Carbon Monoxide Detectors Law Implemented
CARBON MONOXIDE DETECTORS
New law was implemented to include carbon monoxide detector compliance to go along with the smoke detectors, in all dwellings intended for human occupancy. Deadline to comply for single-family homes is July 1., 2011! Landlords, you are not exempt!
See below for more from California Association of Realtors:
Q 1. What is carbon monoxide?
A Carbon monoxide is a gas produced whenever any fuel, such as gas, oil, kerosene, wood, or charcoal, is burned. A person cannot see or smell carbon monoxide. However, at high levels carbon monoxide can kill a person in minutes.
In addition, there are well-documented chronic health effects of acute carbon monoxide poisoning from exposure to carbon monoxide, such as lethargy, headaches, concentration problems, amnesia, psychosis, Parkinson’s disease, memory impairment, and personality alterations.
(Cal. Health & Safety Code § 13261.)
Q 2. Is there a new California law dealing with the issue of carbon monoxide poisoning?
A Yes. The Carbon Monoxide Poisoning Prevention Act of 2010 (Cal. Health & Safety Code §§ 13260 et seq.) was signed into law this year. It requires carbon monoxide detectors to be installed in every “dwelling unit intended for human occupancy.” The California legislature also modified both the TDS (for residential one-to-four unit real property) and MHTDS (for manufactured homes and mobilehomes) to include a reference to carbon monoxide detector devices. See below for more details.
Q 3. What is a carbon monoxide detector?
A It is a relatively inexpensive device similar to a smoke detector that signals detection of carbon monoxide in the air. Under the law, a carbon monoxide device is “designed to detect carbon monoxide and produce a distinct audible alarm.” It can be battery powered, a plug-in device with battery backup, or a device installed as recommended by Standard 720 of the National Fire Protection Association that is either wired into the alternating current power line of the dwelling unit with a secondary battery backup or connected to a system via a panel.
If the carbon monoxide device is combined with a smoke detector, it must emit an alarm or voice warning in a manner that clearly differentiates between a carbon monoxide alarm warning and a smoke detector warning.
The carbon monoxide device must have been tested and certified pursuant to the requirements of the American National standards Institute (ANSI) and Underwriters Laboratories Inc. (UL) as set forth in either ANSI/UL 2034 or ANSI/UL 2075, or successor standards, by a nationally recognized testing laboratory listed in the directory of approved testing laboratories established by the Building Materials Listing Program of the Fire Engineering Division of the Office of the State Fire Marshal of the Department of Forestry and Fire Protection.
(Cal. Health & Safety Code § 13262.)
Q 4. How does a homeowner comply with this law?
A Every owner of a “dwelling unit intended for human occupancy” must install an approved carbon monoxide device in each existing dwelling unit having a fossil fuel burning heater or appliance, fireplace, or an attached garage.
The applicable time periods are as follows:
(1) For all existing single-family dwelling units on or before July 1, 2011.
(2) For all other existing dwelling units on or before Jan. 1, 2013.
(Cal. Health & Safety Code § 17926(a).)
Q 5. How many devices and where do I place them in the home?
A This new law requires the owner “to install the devices in a manner consistent with building standards applicable to new construction for the relevant type of occupancy or with the manufacturer’s instructions, if it is technically feasible to do so” (Cal. Health & Safety Code § 17926(b)).
The following language comes packaged with carbon monoxide (CO) detectors:
For minimum security, a CO Alarm should be centrally located outside of each separate sleeping area in the immediate vicinity of the bedrooms. The Alarm should be located at least 6 inches (152mm) from all exterior walls and at least 3 feet (0.9 meters) from supply or return vents.
Building standards applicable to new construction are as follows (overview summary only):
• Section R315 et seq. of the 2010 edition California Residential Code (CRC) [effective Jan. 1, 2011] (applicable to new one-to-two family dwellings and townhouses not more than 3 stories and also where work requiring a permit for alterations, repairs or additions exceeding one thousand dollars in existing dwellings units):
Installed outside of each separate sleeping area in the immediate vicinity of the bedroom(s) in dwelling units and on every level including basements within which fuel-fired appliances are installed and in dwelling units that have attached garages.
• Section 420 et seq of the 2010 edition California Building Code (CBC) [effective Jan. 1, 2011] (applicable to other new dwelling units and also where a permit is required for alterations, repairs or additions exceeding $1,000 in existing dwelling units):
Installed outside of each separate sleeping area in the immediate vicinity of the bedroom(s) in dwelling units and on every level including basements within which fuel-fired appliances are installed and in dwelling units that have attached garages.
Q 6. Are there any penalties for noncompliance with this law regarding installation of carbon monoxide detector devices?
A Yes. A violation is an infraction punishable by a maximum fine of $200 for each offense. However, a property owner must receive a 30-day notice to correct first. If an owner who receives such a notice fails to correct the problem within the 30-day period, then the owner may be assessed the fine. (Cal. Health & Safety Code § 17926(c).)
Q 7. Can a buyer of a “dwelling unit intended for human occupancy” rescind the sale if the dwelling doesn’t have the necessary carbon monoxide detectors?
A No. However, the buyer may be entitled to an award of actual damages not to exceed $100 plus court costs and attorney’s fees. (Cal. Health & Safety Code § 17926(d).)
Note the following language in the TDS and MHTDS:
Installation of a listed appliance, device, or amenity is not a precondition of sale or transfer of the dwelling. The carbon monoxide device, garage door opener, or child-resistant pool barrier may not be in compliance with the safety standards relating to, respectively, carbon monoxide device standards of Chapter 8 (commencing with Section 13260) of Part 2 of Division 12 of, automatic reversing device standards of Chapter 12.5 (commencing with Section 19890) of Part 3 of Division 13 of, or the pool safety standards of Article 2.5 (commencing with Section 115920) of Chapter 5 of Part 10 of Division 104 of, the Health and Safety Code. Window security bars may not have quick-release mechanisms in compliance with the 1995 edition of the California Building Standards Code.
Q 8. Does a seller have any special carbon monoxide disclosure obligations?
A No. The only disclosure obligations are satisfied when providing a buyer with the TDS or the MHTDS. If the seller is exempt from giving a TDS, the law doesn’t require any specific disclosures regarding carbon monoxide detector devices. (See Cal. Civ. Code §§ 1102.6, 1102.6d.)
The Homeowners’ Guide to Environmental Hazards also will include information regarding carbon monoxide.
Q 9. May local municipalities require more stringent standards for carbon monoxide detectors?
A Yes (Cal. Health & Safety Code § 17926(e)).
Q 10. Do landlords have any special obligations regarding carbon monoxide detectors?
A Yes. All landlords of dwelling units must install carbon monoxide detectors as indicated in Question 4. The law gives a landlord authority to enter the dwelling unit for the purpose of installing, repairing, testing, and maintaining carbon monoxide devices “pursuant to the authority and requirements of Section 1954 of the Civil Code [entry by landlord].”
The carbon monoxide device must be operable at the time that a tenant takes possession. However, the tenant has the responsibility of notifying the owner or owner’s agent if the tenant becomes aware of an inoperable or deficient carbon monoxide device. The landlord is not in violation of the law for a deficient or inoperable carbon monoxide device if he or she has not received notice of the problem from the tenant.
(Cal. Health & Safety Code § 17926.1.)
Q 11. If the California Building Standards Commission adopts or updates building standards relating to carbon monoxide devices in the future, is the owner required to install the newer device?
A It depends. Yes, when the owner makes an application for a permit for alterations, repairs, or additions to that dwelling unit with the cost exceeding $1,000. (Cal. Health & Safety Code § 17926.2(b).)
CA Conforming Loan Limits
Conforming loan limits for high cost areas change again! Regular areas still remain at $417,000. What does that mean for you? When you go to get a loan, you can get a conventional interest rates, and conventional underwriting on loan amounts that do not exceed the conforming loan limits. Anything above the limits, you can expect higher interest rates, and more demanding underwriting.
Temporary Loan Limits for the Conforming Jumbo loans is changing as of September 1st. Most lenders will begin implementing August 1st.
SFR -Nevada County will be reduced to $477,250
SFR-Placer and El Dorado County will be reduced to $474,950
SFR-San Francisco Bay Area will be $625,500
Loans above these amounts in the specific county will be considered Jumbo loans!
Here are more conforming loan limits for the rest of high cost areas of California:
| State | Metropolitan, Micropolitan, or County Name | Limit 1-Unit | Limit 2-Unit | Limit 3-Unit | Limit 4-Unit |
| CA | Los Angeles-Long Beach-Santa Ana (Metropolitan Area) Component Counties: Los Angeles, Orange |
$625,500 | $800,775 | $967,950 | $1,202,925 |
| CA | CA Napa (Metropolitan Area) Component County: Napa |
$592,250 | $758,200 | $916,450 | $1,138,950 |
| CA | CA Oxnard-Thousand Oaks-Ventura (Metropolitan Area) Component County: Ventura |
$598,000 | $765,550 | $925,350 | $1,150,000 |
| CA | CA Sacramento–Arden-Arcade–Roseville (Metropolitan Area) Component Counties: El Dorado, Placer, Sacramento, Yolo |
$474,950 | $608,000 | $734,950 | $913,350 |
| CA | Salinas (Metropolitan Area) Component County: Monterey |
$483,000 | $618,300 | $747,400 | $928,850 |
| CA | San Diego-Carlsbad-San Marcos (Metropolitan Area) Component County: San Diego |
$546,250 | $699,300 | $845,300 | $1,050,500 |
| CA | San Francisco-Oakland-Fremont (Metropolitan Area) Component Counties: Alameda, Contra Costa, Marin, San Francisco, San Mateo |
$625,500 | $800,775 | $967,950 | $1,202,925 |
| CA | San Jose-Sunnyvale-Santa Clara (Metropolitan Area) Component Counties: San Benito, Santa Clara |
$625,500 | $800,775 | $967,950 | $1,202,925 |
| CA | San Luis Obispo-Paso Robles (Metropolitan Area) Component County: San Luis Obispo |
$561,200 | $718,450 | $868,400 | $1,079,250 |
| CA | Santa Barbara-Santa Maria-Goleta (Metropolitan Area) Component Couny: Santa Barbara |
$603,750 | $772,900 | $934,250 | $1,161,050 |
| CA | Santa Cruz-Watsonville (Metropolitan Area) Component County: Santa Cruz |
$625,500 | $800,775 | $967,950 | $1,202,925 |
Lake Tahoe Real Estate Mid Year Review 2011 vs. 2010
Lake Tahoe Real Estate: Market Report June 27th to July 3rd
Coldwell Banker – 2011 Weekly Real Estate Market Report – North Lake Tahoe-Truckee Region MLS – Residential and Lot/Land Properties
Week of: June 27th to July 3rd
Active Inventory Summary:
Active Listings: The active inventory for residential and lot listings went up 4% to 2,007 active listings in the market; 1,448 residential properties and 559 lots and land listed for sale. Inventory as expected has grown weekly since early May as Sellers are putting homes on the market for the summer and fall selling season. Coldwell Banker has roughly 15% of the active listings in the market and is the market leader for listings.
REO-Short Sale Listings: Of the active listings, there are 167 properties listed as short sales, (8.3%) and 44 properties listed as REO sales, (2.2%).
Months of Inventory: Based on the current inventory and sales for the previous 30-day period, the market has over 14-months of inventory available. The inventory of homes and land at today’s prices continues to favor the buyer interested in an investment property, vacation home or moving up to a larger home or better location.
Sales Summary: Year-To-Date
Total Sales 2011 Vs 2010:
Sales: For 2011, there have been 615 properties sold in the market as compared to 643 for the same period in 2010 which is only a (4.4%) decrease in sales.
REO & Short Sales: Of the properties sold, 136 have been REO’s, (22.1%), and 87 have been Short Sales, (14.1%) which results in roughly 36% of the properties sold being a distressed property. In 2010 for the same period, there were 138 REO sales and 91 short sales or roughly 35% of the total sales.
Price Range: For the year, there have been 433 properties sold priced below $500,000, 143 properties sold between $500,000 and $1,000,000 and 39 properties sold over $1,000,000.
Median and Average Sales Prices: The median sales price for properties sold year to date is $365,000 while the average sales price is $463,319. For the same period in 2010, the median sales price was $390,000 and the average sales price was $537,963 which is an (6.4%) and (13.9%) decline in price respectively year over year.
Last Week’s Sales: For the week of June 27th a total of 40 properties sold which up significantly from the previous week’s sales of 20 properties. Of the properties sold last week, four (4) of the properties sold were priced over $750,000.
Pending Sales: Currently there are 181 pending sales in the market which is up slightly from the previous week. Of the pending sales, 18 are short sales and 26 are REO properties.
Market Activity Summary:
Wow! The last week of June was fantastic in terms of sales as we experienced the single largest week of sales this year with 40 properties closing. The July 4th weekend was busy with visitors enjoying the multitude of festivities in the Tahoe and Truckee area with many visitors interested in our properties listed for sale.
Overall sales year to date as compared to last year are down only 4.4% from 643 sales in 2010 to 615 sales in 2011. More and more homes are coming on the market which if priced competitively could further stimulate sales for a strong third quarter.
The hottest segment of the market continues to be homes priced under $500,000 as roughly 70% or 433 properties have sold in this price range. Luxury home sales, homes priced above $1,000,000, continue lag behind 2010 sales as 39 properties have sold year to date as compared to 59 properties last year which is a 34% drop. The mid range market, sales $500,000 to $1,000,000 are down as well from last year with 143 properties sold or 23% as compared to 164 properties sold in 2010.
Distressed properties, REO and Short Sales represent 36% of the sales in the market which is almost identical to the quantity of REO and Short sales in 2010. Interestingly enough while 36% of the sales are distressed properties only 10% of the active listings are distressed properties.
Median sales prices have decreased by 6.4% to $365,000 while the average sales prices have decreased by 13.9% to $463,319.
Now may be one of the best times for considering an investment in a vacation home or investment property especially with existing inventory levels on the rise, median and average sales prices trending down and favorable interest rates available to qualified Buyers.
Contact Olja Mihic, Lake Tahoe Realtor Today…For a Free Market Valuation
Note: Data on this page is based on information from the Tahoe Sierra Board of Realtors, MLS. Due to MLS reporting methods and allowable reporting policy, this data is only informational and may not be completely accurate. Therefore, Coldwell Banker Residential Brokerage does not guarantee the data’s accuracy. Data maintained by the MLS may not reflect all real estate activity in the market. DRE License # 00313415